NexGen Adult Term Life

MBA can help make it easier for your children to get their own life insurance coverage when they leave home or start families of their own.

Your adult former dependents age 21 and over will be eligible to:

  • Purchase up to $250,000 of term life insurance at affordable group rates
  • Purchase up to $100,000 of term life insurance with no underwriting at age 25 (if previously covered by a NexGen Dependent plan)
  • Take advantage of MBA member benefits

Save your children the hassle of searching for the right life insurance. Speak to an MBA Insurance Specialist to learn more. And remember, MBA NexGen Term Life Insurance plans are underwritten by MetLife, an insurance industry leader for almost 150 years.

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Adult Former Dependent Life Monthly Premium/Coverage (Males)

Non Tobacco

Age $50,000 $100,000 $150,000 $200,000 $250,000
Thru 29 $6.88 $10.83 $15.00 $19.17 $23.33
30-34 $7.50 $12.08 $16.88 $21.67 $26.46
35-39 $8.75 $13.75 $19.38 $25.00 $30.63
40-44 $11.46 $19.17 $27.50 $35.83 $44.17
45-49 $16.67 $30.42 $44.38 $58.33 $72.29
50-54 $20.83 $36.25 $53.13 $70.00 $86.88
55-59 $25.00 $48.75 $71.88 $95.00 $118.13
60-64 $39.17 $75.83 $112.50 $149.17 $185.83
65-69 $62.50 $122.08 $181.88 $241.67 $301.46

Tobacco

Age $50,000 $100,000 $150,000 $200,000 $250,000
Thru 29 $13.76 $21.66 $30.00 $38.34 $46.66
30-34 $15.00 $24.16 $33.76 $43.34 $52.92
35-39 $17.50 $27.50 $38.76 $50.00 $61.26
40-44 $22.92 $38.34 $55.00 $71.66 $88.34
45-49 $33.34 $60.84 $88.76 $116.66 $144.58
50-54 $41.66 $72.50 $106.26 $140.00 $173.76
55-59 $50.00 $97.50 $143.76 $190.00 $236.26
60-64 $78.34 $151.66 $225.00 $298.34 $371.66
65-69 $125.00 $244.16 $363.76 $483.34 $602.92

Adult Former Dependent Life Monthly Premium/Coverage (Females)

Non Tobacco

Age $50,000 $100,000 $150,000 $200,000 $250,000
Thru 29 $5.21 $8.33 $11.25 $14.17 $17.08
30-34 $6.04 $10.00 $13.75 $17.50 $21.25
35-39 $7.50 $11.25 $15.63 $20.00 $24.38
40-44 $10.21 $17.92 $25.63 $33.33 $41.04
45-49 $12.29 $20.83 $30.00 $39.17 $48.33
50-54 $14.17 $25.00 $36.25 $47.50 $58.75
55-59 $20.83 $37.92 $55.63 $73.33 $91.04
60-64 $35.00 $66.67 $98.75 $130.83 $162.92
65-69 $51.04 $98.75 $146.88 $195.00 $243.13

Tobacco

Age $50,000 $100,000 $150,000 $200,000 $250,000
Thru 29 $10.42 $16.66 $22.50 $28.34 $34.16
30-34 $12.08 $20.00 $27.50 $35.00 $42.50
35-39 $15.00 $22.50 $31.26 $40.00 $48.76
40-44 $20.42 $35.84 $51.26 $66.66 $82.08
45-49 $24.58 $41.66 $60.00 $78.34 $96.66
50-54 $28.34 $50.00 $72.50 $95.00 $117.50
55-59 $41.66 $75.84 $111.26 $146.66 $182.08
60-64 $70.00 $133.34 $197.50 $261.66 $325.84
65-69 $102.08 $197.50 $293.76 $390.00 $486.26
Speak to an agent: 1 877-622-1020 Existing members call: 1 800-336-0100
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