Level term life coverage that's an affordable alternative to VGLI and a great addition to SGLI.

Count on MBA for life insurance protection with rates that won’t go up for 10, even 20 years. MBA Level Term lets you get up to $600,000 of military-grade protection with no war clause, no limitation on aviation-related deaths, and an accelerated benefits option for access to funds if one becomes terminally ill.1

  • Get $50,000 of 10-year term coverage for as little as $2.92/month (age 25, non-tobacco user)
  • Available to non-military spouses
  • Rates remain the same for the 10- or 20-year term of your plan
  • 10- and 20-year term plans available with coverage up to age 75
  • Available in $50,000 increments up to $600,0002
  • You can keep coverage when you go into civilian life
  • Eligible children may be covered for up to $12,500 at no additional cost3

Underwritten by Metropolitan Life Insurance Company – one of the nation’s top insurers. Scroll down to see rates and how it compares to other coverage.

Level term life coverage: More affordable than VGLI. A great addition to SGLI.

Count on MBA for rates that won’t go up for 10, even 20 years on military-grade protection with no war clause, and no limitation on aviation-related deaths.

  • Get $50,000 of 10-year term coverage for as little as $2.92/month (age 25, non-tobacco user)
  • Available to non-military spouses
  • Rates remain the same for the 10- or 20-year term of your plan
  • 10- and 20-year term plans available with coverage up to age 75
  • Available in $50,000 increments up to $600,0002
  • You can keep coverage when you go into civilian life
  • Eligible children may be covered for up to $12,500 at no additional cost3

Underwritten by Metropolitan Life Insurance Company – one of the nation’s top insurers. Scroll down to see rates and how it compares to other coverage.

Calculate your rate:

Select a Term:
Tobacco user?
Your monthly cost:

Level Term Preferred and Select Non-Tobacco Monthly Premiums*

$50,000 Benefit Amount

$250,000 Benefit Amount

10 year20 year10 year20 year
AgePreferredSelectPreferredSelectPreferredSelectPreferredSelect
25$2.92$3.73$3.09$4.07$13.55$17.35$14.40$18.95
30$3.00$3.77$3.99$4.86$13.95$17.55$18.55$22.60
35$3.12$4.08$4.94$5.94$14.50$18.95$22.95$27.65
40$3.80$5.25$8.02$9.91$17.70$24.40$37.30$46.10
45$5.69$8.34$12.38$16.38$26.45$38.80$57.55$76.15
50$9.21$14.20$18.87$24.72$42.85$66.05$87.75$114.95
55$14.05$21.58N/AN/A$65.35$100.35N/AN/A
60$21.67$33.64N/AN/A$100.75$156.45N/AN/A

$50,000 Benefit Amount

10 year20 year
AgePreferredSelectPreferredSelect
25$2.92$3.73$3.09$4.07
30$3.00$3.77$3.99$4.86
35$3.12$4.08$4.94$5.94
40$3.80$5.25$8.02$9.91
45$5.69$8.34$12.38$16.38
50$9.21$14.20$18.87$24.72
55$14.05$21.58N/AN/A
60$21.67$33.64N/AN/A

$250,000 Benefit Amount

10 year20 year
AgePreferredSelectPreferredSelect
25$13.55$17.35$14.40$18.95
30$13.95$17.55$18.55$22.60
35$14.50$18.95$22.95$27.65
40$17.70$24.40$37.30$46.10
45$26.45$38.80$57.55$76.15
50$42.85$66.05$87.75$114.95
55$65.35$100.35N/AN/A
60$100.75$156.45N/AN/A
For more info: 1 877-622-1020 Existing members: 1 800-336-0100