Decreasing Group Term Life Insurance Monthly Premium Schedule

Plan 15

Age	Months of Duration	Option 10		Option 15		Option 20		Option 25		Option 30
		Benefit	Premium	Benefit	Premium	Benefit	Premium	Benefit	Premium	Benefit	Premium
Thru 35	180	$1,000	$10.00	$1,500	$14.75	$2,000	$19.00	$2,500	$23.25	$3,000	$27.50
36-40	180	1,000	15.00	1,500	22.25	2,000	29.00	2,500	35.75	3,000	42.50
41-45	90	1,000	15.00	1,500	22.25	2,000	29.00	2,500	35.75	3,000	42.50
46-50	90	1,000	25.00	1,500	37.25	2,000	49.00	2,500	60.75	3,000	72.50
51-55	90	600	25.00	900	37.25	1,200	49.00	1,500	60.75	1,800	72.50
56-60	45	600	25.00	900	37.25	1,200	49.00	1,500	60.75	1,200	72.50

Plan 20

Age	Months of Duration	Option 10		Option 15		Option 20		Option 25
		Benefit	Premium	Benefit	Premium	Benefit	Premium	Benefit	Premium
Thru 35	240	$1,000	$11.50	$1,500	$17.00	$2,000	$22.00	$2,500	$27.00
36-40	240	1,000	18.00	1,500	26.75	2,000	35.00	2,500	43.25
41-45	120	1,000	18.00	1,500	26.75	2,000	35.00	2,500	43.25
46-50	120	1,000	31.00	1,500	46.25	2,000	61.00	2,500	75.75
51-55	120	600	31.00	900	46.25	1,200	61.00	1,500	75.75
56-60	60	600	31.00	900	46.25	1,200	61.00	1,500	75.75
61-65*	60	400	31.00	600	46.25	800	61.00	1,000	75.75

Plan 25

Age	Months of Duration	Option 10		Option 15		Option 20
		Benefit	Premium	Benefit	Premium	Benefit	Premium
Thru 35	300	$1,000	$12.50	$1,500	$18.50	$2,000	$24.00
36-40	300	1,000	20.50	1,500	30.50	2,000	40.00
41-45	150	1,000	20.50	1,500	30.50	2,000	40.00
46-50	150	1,000	36.00	1,500	53.75	2,000	71.00
51-55	150	600	36.00	900	53.75	1,200	71.00
56-60	75	600	36.00	900	53.75	1,200	71.00
61-65*	75	400	36.00	600	53.75	800	71.00

*Plans 15, 20 and 25 terminate automatically at age 66 but the benefit will automatically convert to a decreasing lump sum Group Term Schedule. The premium remains the same as the premium in effect at age 65.