Coverage For All Who Answer the Call
We respect everyone who answers the call of duty in serving our country. This life insurance gives federal government civilian employees the same low rates as members of the military.
| MBA Term 90 | Level Term II | Decreasing Group Term |
| Continuous coverage until age 90 | Continuous coverage until age 70 | Coverage does not terminate due to age |
| Lump Sum Payment | Lump Sum Payment | Monthly Death Benefit |
| $250,000 under age 39, $16.25 a month for non-tobacco user | $250,000 under age 50, $18.75 for non-tobacco user | Plans from $180,000 to $600,000 premiums not affected by tobacco use |
| Level Term until the age of 70, then benefit reduces, no change in premium after 60 | Death Benefit does not decrease, premium does not increase until the age of 51 | Coverage decreases and premium increases with age |
| Children are covered at no additional charge to member if carrying at least 2 units | Children are covered at no additional charge to the member if carrying at least 2 units | Family Plan is available for additional cost to the member |
