The MBA Story

Answering Our Own Call of Duty

We started out back in 1956—a group of service members who saw that their enlisted brothers and sisters in arms weren't getting a fair deal—they had few affordable life insurance options, especially compared to those for officers. Our founders felt it was their duty to act—and created the not-for-profit Armed Forces Enlisted Benefit Association. It was a game-changer, leveling the playing field by sponsoring life insurance that enlisted service members could easily afford.

"I am very pleased to acknowledge that your organization speaks volumes on providing excellent service and for being customer-oriented. Special thanks to (Erica) for her professional knowledge and assistance so that I can maintain and continue my membership with a terrific organization and likewise, renew coverage as well with an excellent institution."

Sergeant First Class, US Army, MBA Member since 1998

Great benefits and caring member service helped us grow steadily into the 1960s. Always watching out for everyone who answers the call of duty, we offered membership to officers in 1963, and changed our name to Military Benefit Association (MBA).

Since then, we've added federal civilian employees, spouses, National Guard and Reservists, honorably discharged veterans and adult former dependents of MBA members. We've also expanded our benefits portfolio to sponsor health care coverage and a variety of non-insurance benefits.

But no matter how we change, we remain a not-for-profit organization, answering our own call of duty—more a mission than a business.


Insurance Programs

Members are currently able to purchase these top quality life and health insurance plans:

  • MBA Term 90- This plan is superior to Servicemembers Group Life Insurance (SGLI) and Veterans Group Life Insurance (VGLI) in many ways. It has competitive rates, and you can take the insurance with you when you enter civilian life. Your spouse can become a member, ensuring continuing coverage for the family in the event of your death. Dependent children may be covered up to $12,500 at no additional cost.


  • Veterans Patriot Term Life Plan offers coverage at competitive rates for honorably discharged members of the Uniformed Services


  • NexGen Child Dependent Term Life for your children. NexGen Child Dependent Term Life offers increased coverage on your dependent children and guarantees coverage up to $100,000 as they transition to adult former dependent status at age 25. NexGen Adult Former Dependent Life offers coverage from $50,000 to $250,000 of coverage on children age 21 and older, provided that you are or were an MBA member.


  • Decreasing Group Term- Choose a plan that guarantees a monthly payment for your family. There is a choice of three plans and up to five pay-out options.


  • A comprehensive, affordable TRICARE Supplement Plan. This is one of the most competitive programs available for military members and retirees.

Members may increase their coverage as their needs change, and can keep their coverage when they separate or retire from government service.

The insurance plans are underwritten by Government Personnel Mutual Life Insurance Company (GPM), located in San Antonio, Texas. GPM is a company with a proud history of 74 years serving the military community.


Member Benefits

At MBA, we are engaged in cooperative enterprises to enhance the financial conditions of our members. In that regard, members may take advantage of the following beneficial programs:

  • Kaplan University Reduced Tuition Military Veterans and active-duty service members may recieve up to 55 percent off the cost of tuition.


  • Life LIne Screening, we have partnered together to offer our members screenings at a discount not available to the public.


  • Liberty Mutual Auto and Home Insurance includes savings on auto and home insurance.


  • Visa Platinum Card for members does not carry an annual fee.


  • MBA Scholarship Program awards five $2,000 scholarships to eligible dependent children of members every year.


  • Hertz Discount Program offers special rental car pricing for MBA members.


  • VALoans.com provides expertise and assistance with residential financing.

Board of Directors

There are seven elected members of our Board of Directors. Six are active duty members—three enlisted personnel and three commissioned or warrant officers. They've lived every type of military life. They know where you're coming from.

No more than two of the directors may come from the same branch of the Uniformed Services. An associate member, recently retired, also serves on the board.

We hold our Annual Meeting on the third Friday of October. All of our members are warmly invited to attend.

We hope you will be among them next time.

For More Information

If you would like more information about MBA, our insurance programs and our member benefits, please visit our website at: www.militarybenefit.org or call us toll free at 1-800-336-0100.

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